Privacy Policy

Who we are:

Marlin Corporate Finance are finance brokers based in Hampdon House, Falcon Court, Preston Farm, Stockton-on-Tees TS18 3TS. We act as a Broker and Commercial Finance Advisor for our customers. Marlin Corporate Finance is Authorised and Regulated by the Financial Conduct Authority 916169. We are committed to safeguarding the privacy of our website visitors; this policy sets out how we will treat your personal information.

How we will use the information about you:

Here at Marlin Corporate Finance we take your privacy seriously and will use your personal information in several ways which will help us:

  • Identify the most appropriate lender for your borrowing requirements.
  • Prevent fraud.
  • Ensure full compliance with FCA audit requirements.
  • To provide information for Credit reference checks.

We may share your information with, and obtain information about you from, credit reference agencies or fraud prevention agencies. We will not disclose your information to any company outside of the Banks, Lenders, Brokers and Packagers we have identified to support you except to help prevent fraud or if required by law to do so. For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change the information we hold on you, please contact enquiries@marlincf.co.uk.

YOUR PERSONAL DATA

What we need:
Marlin Corporate Finance will be what is known as the Data Controller and Processor of the personal data you provide to us. We collect personal data about you which may also include any special types of information or location-based information.

We also gather:
Your name, address, email, telephone number, details of dependents, employment details, personal asset and liability statement, credit history and general financial status.

Why we need it:
We need to know your basic personal data to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need to provide and oversee this service to you.

For the processing of data to be lawful under GDPR Marlin Corporate Finance use the data under the following

  • Consent: the individual has given clear consent for you to process their personal data for a specific purpose.
  • Contract: the processing is necessary for a contract you have with the individual, or because they have asked you to take specific steps before entering into a contract.
  • Legal obligation: the processing is necessary for you to comply with the law (not including contractual obligations).
  • Vital interests: processing is necessary to protect someone’s life.
  • Public task: the processing is necessary for you to perform a task in the public interest or for your official functions, and the task or function has a clear basis in law.
  • Legitimate interests: the processing is necessary for your legitimate interests or the legitimate interests of a third party unless there is a good reason to protect the individual’s personal data which overrides those legitimate interests.​

What we do with it:
Automated Decision Making:
Marlin Corporate Finance will pass your data captured to Banks & other lenders who may use automated decision-making in respect of your application for finance. We will only collect the minimum amount of data needed and have a clear retention policy for the profiles we create.

You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or any significant effects. You can request human intervention and challenge a decision made this way by contacting David Griffiths by post at Marlin Corporate Finance, Hampdon House, Falcon Court, Preston Farm, Stockton-on-Tees TS18 3TS, by email at enquiries@marlincf.co.uk or by telephone at 01642 450020.

All the personal data we use is controlled by Marlin Corporate Finance in the UK, however, for the purposes of IT hosting and maintenance, this information is located on servers within the European Union. No third parties have access to your personal data unless the law allows them to do so.  We have a Data Protection policy in place to oversee the effective and secure processing of your personal data. More information on this framework can be found on our website.

We may pass your data to Banks, Lenders to provide you with offers of products suitable to meet your customer requirements.

Your data provided to us is stored securely on our encrypted Computer server which is located in the UK.

How long we keep it:
We are required under current regulations to keep your basic personal data provided to us including name, address, telephone and email contact information for a minimum of 6 years, after which time it will be destroyed. The information used for marketing will be kept with us until you notify us that you no longer wish to receive this information.

What are your rights:
If at any point you believe retained information is incorrect you can request to see this information and even have it corrected and possibly deleted. Providing you with this information is free of charge, but charges may apply for excessive requests.

If you wish to raise a complaint on how we have handled your personal data, you can contact our Data Protection Officer who will investigate the matter.

Where relevant, you have the right to withdraw consent and object at any time and this means that we cannot process your data provided without your consent.

More information about your rights can be found on the Information Commissioners website. https://ico.org.uk/.

If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the Information Commissioner’s Office (ICO)

Our Data Protection Officer is David Griffiths and you can contact him at Marlin Corporate Finance, Hampdon House, Falcon Court, Preston Farm, Stockton-on-Tees TS18 3TS.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymised string created from your e-mail address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service Privacy Policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt into saving your name, e-mail address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.